Personal Loans

Desert Rock Capital understands that sometimes life requires quick financial solutions. No matter if it is an unexpected expense or a temporary cash flow issue, our personal loans are here to help. With a fast, easy application process and straightforward terms, we make borrowing as transparent as possible.

Understanding Personal Loans

Personal loans, otherwise known as Signature Loans, at Desert Rock Capital are designed to meet your needs with ease. We offer signature loans–which do not require collateral like cars or property. This means you can borrow money without risking personal assets. If you have bad credit, no credit, or a past bankruptcy, we are here to try our best to provide the financial loan you need.

Our loans are available from $100 to $3000. We offer fast cash loans with a quick application process. You can visit one of our locations in Orem, Salt Lake City, or Saint George. We are committed to making the borrowing process as easy and friendly as possible.

How Our Signature Loans Work

Desert Rock Capital’s signature loans are not based on your credit score. This means you may borrow the money you need–without needing a perfect credit history. Our process is fast and convenient.

Here is how it works:

• Apply: Visit one of our locations in Utah.
• Decision: Get a decision in just 30 minutes or less.
• Signature Loan: If approved, our friendly loan officers will go through the next step of your loan.
• No Collateral: No need to risk personal property or assets.
• No Credit Check: We do not run your credit

Fast Cash: Receive your check to cash in the same day!

Interest and Repayment Explained

When it comes to interest and repayment, Desert Rock Capital delivers transparent terms. Our loan interest is fully amortized over 32 biweekly payments. We do not have any prepayment penalties, meaning that if you want to pay off your loan early, you only pay for the time you have the loan. There are no hidden fees or surprise charges.

Key points to know:

• Interest: Interest accrues based on how long you have the loan.
• No Prepayment Penalties: If you pay off the loan early, there are no extra fees.
• Clear Repayment: You will know exactly what to expect in terms of repayment.

Our goal is to make sure your loan terms are simple and straightforward.

Why Choose Desert Rock Capital?

• Customer-Centric Approach: We prioritize our customer service by providing clear, transparent loan terms and a quick, simple application process.
• Fast and Efficient: With quick decision times and a streamlined process, we make sure that you do not have to wait days on a decision.
• Wide Accessibility: With multiple locations across Utah, we’re committed to making the process convenient, no matter where you are
• No Hidden Fees: We bring a straightforward loan process with no surprise charges or hidden fees. For this reason, you always know what to expect.
• Experienced and Trusted: With years of experience in the industry, we have built a reputation for reliability and trustworthiness. We help our customers with their financial needs effectively.

Get Started Today!

Are you ready to apply? Visit one of our locations in Orem, Salt Lake City, or Saint George. Call us at 801-377-3333 to get started today!